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Yacht

Our Yacht team provides specialist insurance tailored to the needs of yacht owners, operators, and crew, ensuring competitive cover for both private and commercial vessels.

Types of Coverage

We can provide a wide range of coverage including:

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  • Hull & Machinery

  • Protection & Indemnity / Third-party Liability

  • Crew PA, Welfare & Medical Expenses

  • Legal Defence Cover

  • Yacht Charter Cancellation

  • Loss of Charter Hire

  • Charterer’s Liability

  • Yacht Marinas

  • Yacht Construction (including pre-delivery liability)

Geography

Worldwide, including US based and trading yachts

Placement Structures

  • Direct

  • Reinsurance

  • Lineslips

  • Binding Authority

Market Overview

The yacht insurance market provides vital protection for owners and operators of both private and commercial vessels.

Cover spans hull, machinery, liability, crew welfare, and charter risks, addressing the full spectrum of exposures faced on and off the water.

 

As the global luxury yacht market expands, demand for bespoke, high-limit insurance solutions continues to rise, particularly in regions such as the Mediterranean, Caribbean, and US.

 

Brokers add value by tailoring programmes to account for complex operational, regulatory, and liability requirements, ensuring smooth sailing for yacht owners and their crews.

Your ES Risks Expert

Chris is a recognised marine specialist with hands-on experience gained on both the underwriting and broking sides of the market. He brings balanced insight, strong relationships and a practical understanding of how to structure the right cover for yacht risks.

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Chris Davis
Head of Yachts

+44 (0)207 977 5200

ES Risks Limited

America House
2 America Square

London

EC3N 2LU

ES Risks Europe Limited

Hasioti 13 Marousi

Attica

Athens 15123

Greece

ES Risks Limited is a registered Lloyd's Broker. Incorporated in England Number 06343872. Registered Office 1-2 Charterhouse Mews, London, England, EC1M 6BB. Authorised and Regulated by the Financial Conduct Authority. FRN 565023.

ES Risks Europe Limited is incorporated in Greece. Registration Number 1524593030. Registered Office Haiti 13 Marousi, Attica, Athens 15123, Greece. Authorised and Regulated by the Union Of Hellenic Chambers Of Commerce Register Of Insurance Intermediaries, Athens Chamber Of Tradesmen.

Stay in Touch

 

© 2025 ES Risks Ltd.  

 

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