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It is not just about securing cover. It is about ensuring that the structure of that cover reflects how the asset performs, how revenue is generated and how risk is allocated contractually.

A large part of my role is translating the operational reality of a yacht into a clear and accurate presentation for the market. That means giving underwriters confidence that the vessel is well managed and that the risks have been properly considered.

At ES Risks, our business is built around specialist insurance. The kind of risks that do not sit neatly in a box and cannot be placed without experience, judgement and strong market relationships. In this series, our specialists share a personal view of their world. Not product brochures or market soundbites, but real insight into the risks they place, the challenges they navigate and what specialist broking actually looks like inside the Lloyd’s and international market. Ea

ES Risks Group is proud to announce a strategic partnership with YachtWay, the award-winning digital platform reshaping the yacht market, to bring MasterCover, an industry-first yacht insurance solution, to the marine sector. This collaboration marks a major step forward in the evolution of yacht insurance. MasterCover, powered by YachtWay’s secure, digital ecosystem, delivers a seamless, online experience from quote to policy binding, connecting yacht owners with A-rated un